FAQ's About CGA's

During these challenging economic times, Charitable Gift Annuities (CGAs) are very popular gifts because they provide fixed income payments to the donor for the rest of his/her life.

We have compiled a list of the 12 most common questions and corresponding answers about CGAs. A sample of these questions and answers is listed below. If you would like to see the full list of frequently asked questions, discuss CGAs or other types of income-producing charitable gifts, or if you would like a specific CGA proposal tailored to your unique circumstances, please contact me at or (212) 407-6313. I look forward to hearing from you.

1. What is a charitable gift annuity (CGA)?

A CGA is both a gift and an investment. The donor makes a gift of cash, stock, or other assets to the ATS, and, in return, the ATS pays a fixed amount of money back to the person (or people), every year, for the rest of his/her life (or their lives).

2. What determines how much money I will be paid?


The primary factors are your age and the amount you give to the ATS to establish the CGA.

3. Will my payments change from year to year, or with fluctuations in interest rates or the market?

No. Once you establish a CGA, your rate never changes. Your payments will stay the same for your lifetime(s).


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